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What Is a 401(k)?

Get all the essential 401(k)s and retirement savings information. Learn what a 401(k) is, why it's beneficial, and how to get started.

Understanding the American Opportunity Tax Credit

Save money on your taxes and get the most out of your return with the American Opportunity Tax Credit. Learn about the eligibility requirements and more.

A Simplified Guide to Applying for Disability Benefits

Applying for disability benefits can be overwhelming, but our step-by-step guide simplifies the process. Learn how to navigate the disability application process with ease.

Differences Between Demand-Pull and Cost-Push Inflation

This article compares and contrasts two types of inflation: demand-pull and cost-push. Find out the key difference between both.

Tax Advantages of an LLC

Tax implications should be seriously considered when choosing a business structure. Remember that the IRS doesn't treat limited liability companies any differently than any other business entity if you consider forming one.

What Is Private Equity?

Private equity exchange-traded funds invest in businesses that may have complex financial structures because they often engage in leveraged transactions and focus heavily on business transactions. However, they give investors access to investment opportunities in private equity, which may result in a return on investment that is both big and profitable.

Do Investors Truly Care About Consumption Taxes?

Dive into an insightful analysis exploring whether or not consumption taxes sway investor decisions and strategies.

Mention the Best Funds for Retirement Income

A specific form of mutual fund called a "retirement income fund" aims to provide retirees with a steady income stream and growth possibilities. Dividends, interest, and a combination of the two are common goals for retirement income funds. They typically feature a large equity holding.

Ignite Your Finances: A Comprehensive Guide to the FIRE Movement

Discover the principles of the FIRE (Financial Independence, Retire Early) movement and learn how to apply them to achieve financial freedom and a fulfilling life.

Employee-Owned Companies

Susan Kelly Sep 05, 2022

ESOP gives employees an ownership interest in the company they work for. Publix Super Markets is the largest employee-owned business in America, with over 200,000 employees.

Financial Tip

All About Mortgage Fees

Getting a mortgage involves more than just making regular payments. Stamp Duty, appraisal, survey, and legal fees, will also need to be paid. Extra charges often surprise individuals when they see the final tally.

Susan Kelly May 27, 2023

The Surprising Ways Credit Card Debt Can Mess with Your Tax Refund

Get a simplified guide on how credit card debt can affect your tax return. Learn about potential consequences and smart strategies to manage your finances wisely.

Triston Martin Nov 30, 2023

Guide to Setting Up Two-Factor Authentication

2-factor authentication is a powerful way to protect your financial accounts from hackers. Take the time to set up two-factor authentication right away.

Triston Martin Dec 08, 2023

Top 7 Credit Card Processing Solutions for Small Businesses

Need a credit card processor for your small business? Compare the top 7 to find the best fit for your business's needs. Read our expert guide.

Susan Kelly Dec 04, 2023

The Fundamentals of Top-Down Investing

Top-down investing can be viewed as an investor's bird's eye view of the whole global market, then narrowing down to specific companies and stocks. Unlike bottom-up, which first focuses on the stock and then scales up, top-down investing focuses on geopolitical risks, inflation, or employment rates of the whole region first before considering company analytics. However, this approach has its share of risks in addition to the benefits it portends.

Triston Martin Sep 15, 2022

The Barbell Approach in Investment Strategy: A Balanced Methodology

A barbell strategy is an investment approach that seeks to reduce risk by combining investments in low-risk and higher-risk assets. Click to learn more.

Susan Kelly Dec 12, 2023

What happens if enterprises also actively save?

The optimal goal of an enterprise is repaying the debts while restoring balance sheet to the normal state.

Si Gyeongmin Nov 17, 2021

A Guide on the Money Market Account vs. Money Market Fund

Wondering whether Money Market Account and Money Market Funds are the same aspects? This article got you covered on the differences

Susan Kelly Dec 03, 2023

Property Tax: Unveiling Its Types and Simple Calculation

Property tax can be confusing, but it doesn't have to be. Learn about the different types of property tax and how to calculate it in this informative article.

Susan Kelly Dec 02, 2023

Understanding Capitalism: A Simple Guide to Economic Basics

Discover the definition of capitalism in our extensive guide and unlock the secrets of a sustained economic future.

Susan Kelly Dec 04, 2023

Strategies For Buying Dividends In Order To Reap The Benefits

Dividend trading is popular. Active trading requires frequent buying and selling of shares, holding them only long enough to capture the dividend, unlike traditional techniques that rely on buying and holding steady dividend-paying equities. The underlying stock is sometimes retained overnight.

Triston Martin Sep 26, 2022

Authorized Users' Chase Sapphire Reserve Benefits

Adding authorized users to your account can be a blessing or a curse. It's easy to track all household spending in one location and give credit to someone who may not qualify. You're responsible for all purchases, or your credit rating will suffer.

Susan Kelly Sep 26, 2022

Dealing with a Missing Security Deposit: Tips for Tenants

Learn what to do when faced with a stubborn landlord who refuses to return your security deposit. Explore tenant rights, legal options, and steps to reclaim what's rightfully yours.

Susan Kelly Nov 30, 2023

Shareholder Value Added

SVA refers to the company's operating profits, which are greater than its funding costs or cost of capital. The net operating profit after taxes, minus the cost of capital, is calculated using the company's weighted-average cost of capital.

Susan Kelly Sep 05, 2022

A Simplified Guide to Applying for Disability Benefits

Applying for disability benefits can be overwhelming, but our step-by-step guide simplifies the process. Learn how to navigate the disability application process with ease.

Susan Kelly Dec 01, 2023

Your Credit Card Was Hacked: Immediate Steps to Take

This guide provides a comprehensive approach to dealing with credit card fraud. It offers a series of well-structured, practical steps to help victims mitigate the damage and safeguard their personal and financial information in the future.

Susan Kelly Nov 30, 2023

How to Analyze Your Car Insurance Coverage?

Reviewing your coverage and deductible and looking for any available discounts pays off whether you're looking for a new insurance provider or renewing your current auto insurance policy. You can decide whether you should stop providing some types of coverage, raise the limits for other types, or add new types of coverage to extend the scope of your financial protection by carefully reviewing your policy. The next time you evaluate your policy, use these car insurance suggestions to assist ensure you have appropriate coverage and perhaps even save some money

Susan Kelly Nov 11, 2022

The Fair Tax Act Aims to Abolish the IRS and Set a National Sales Tax

Find out how The Fair Tax Act legislation could revolutionize how taxes are collected in America. Learn more about who would pay taxes, what counts as income, and where your money goes with this proposed policy change.

Triston Martin Jun 21, 2023

Use Car Payment Calculator To Get An Estimate Of Your Monthly Car Loan Payments

Only some individuals can afford a new automobile with cash, as the average price is above $35,000. Most individuals finance their next car or SUV using a loan. Breaking down auto loans is easy. Your auto dealer can help you get one from a bank, credit union, or another lender. While you pay off the loan, the vehicle loan company owns the car.

Susan Kelly Apr 22, 2023

Top Apps for Locating ATMs

Discover the top ATM locator apps for Android, ensuring easy cash and account management access wherever you go.

Triston Martin Dec 02, 2023

Working of Netspend

A corporation known as Netspend issues prepaid cards, which may be used as an alternative to cash, debit cards associated with bank accounts, and credit cards.

Susan Kelly Jun 30, 2022

How To Pay Your Back Taxes And Get Relief

If you're one of the millions of people who owe money to the IRS, you might be eligible for tax relief. There are numerous options to pay back taxes and receive relief, including short-term payment plans, offers in compromise, etc. For more information on how to pay back taxes, keep reading.

Triston Martin Aug 28, 2023

What Season Offers Buyers The Greatest Opportunities in Real Estate?

This article will discuss how spring and summer bring higher demand for properties, while winter can offer great deals due to less competition in the market

Susan Kelly Jul 03, 2023

A Closer Look at How Social Security Benefits Are Calculated

Learn how Social Security benefits are calculated and understand what factors play a role in determining your benefits. Click to read more.

Susan Kelly Dec 02, 2023

Mutual Funds: A Comprehensive Explanation

Mutual funds are an effective way to diversify your investments. Learn how they work and the advantages they offer for investors.

Triston Martin Dec 07, 2023

The Safety Showdown: Biometrics vs. Passwords

Delve into the safety realms of biometrics and passwords. Uncover the strengths and vulnerabilities to make informed choices in safeguarding your digital world.

Triston Martin Dec 11, 2023

Currency Wars: In-Depth Analysis of Tactics and Consequences

Currency wars are an economic phenomenon that can affect global business and trade. Find out more about it in this read.

Susan Kelly Dec 10, 2023